Payment Calculator

per month. Fixed. % interest.
per month
Total interest paid over s will be:
Principal & Interest
Home Insurance
Property Tax
HOA Fees
All estimates and provided for informational purposes only. Actual amounts may vary. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. Information, rates, programs and loan scenarios shown are for example only as of 24-Feb-2024 and are subject to change without notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. Contact your preferred lender for the pricing associated with your specific transaction. Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independantly verified.

Note 1: PMI (private mortgage insurance) rates can range from 0.2% to over 5%. Currently, our lender charges 1% or less. Since we have no knowledge of your particular financial circumstances, computing your expected PMI rate is beyond the scope of our calculator. Obtain this rate from your lender and simple add it to your interest rate to approximate your monthly loan payment. Of course, you can avoid this cost entirely by putting 20% down.

Note 2: This calculator is designed to estimate mortgage payments. However, many other factors must be considered in order to estimate how much loan you can afford to carry. Among them are current interest rates, the amount and stability of your annual income, your credit rating and your debt to income ratio. Of course, the best way to get an accurate picture of the loan amount you can qualify for is to get pre-approved for a loan. Click here to request to be connected with a mortgage professional who can help!

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